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The American Express®
Gold Card
  • Eligibilty Criteria
  • Product Highlights
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The American Express®
Gold Card

Product Highlights

  • 4,000 Bonus Membership Rewards® Points, to be awarded on using the Card 3 times within the first 60 days of Cardmembership, upon payment of annual fee
  • Enjoy flexible spending power with "no pre-set limit" that keeps adjusting automatically based on your financials, spend pattern, credit record and account history
  • 1,000 Bonus Membership Rewards® Points on making four transactions above INR 1,000 with the American Express Gold Card in a month translating to up to 12,000 Bonus Membership Rewards® Points
  • Redeem points for fabulous rewards like Bose Speakers, Statement Credit and more from the 18 Carat & 24 Carat Gold collection

Annual Fee

First year fee: Rs. 1,000 plus applicable taxes Second year onwards: Rs. 4,500 plus applicable taxes
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The American Express® Gold Card

Eligibility Criteria

  • Income Criteria: More than Rs. 6 lacs per annum.
  • We currently issue Cards in:
  • Ahmedabad
  • Bangalore
  • Chandigarh/Tricity
  • Chennai
  • Coimbatore
  • Delhi/NCR
  • Hyderabad
  • Indore
  • Jaipur
  • Kolkata
  • Mumbai
  • Pune
  • Surat
  • Vadodara

Resident Address 1 ( H. No., Floor No... etc)

Resident Address 2 ( Street , Near by... etc)

Resident Address 3 ( Street , Near by... etc)

Permanent Address 1 ( H. No., Floor No... etc)

Permanent Address 2 ( Street , Near by... etc)

Permanent Address 3 ( Street , Near by... etc)

Tell us about your work

Company Address 1 ( H. No., Floor No... etc)

Company Address 2 ( Street , Near by... etc)

Company Address 3 ( Street , Near by... etc)

Please provide either your home OR office landline number verification purposes.
If you are an existing American Express Cardmember, please enter your Card Number
Communication Preferences

Membership Rewards Enrolment

Our communications with you

Enrolment for online statements:

Email Communications:

Other Benefits

  By submitting this application, I certify that I have read, met, and agreed to all of the terms, conditions and disclosures provided in the Cardmember undertaking. I request that an The American Express® Gold Card account(s) be opened for me and for The American Express® Gold Card to be issued as requested.
  1. I / We confirm that I / supplementary card applicant/s is a Resident Indian as defined under the Income Tax Act of India and hereby declare that I/We will notify American Express Banking Corp. if there is a change in the residential status.
  2. I authorize American Express Banking Corp. (AEBC) to verify information in this application and to receive and exchange information about me including requesting reports from my bank, consumer credit, social media, reference schemes or credit information companies/bureaus and Credit Information Companies (CIC) as authorised by Reserve Bank of India. I authorize AEBC and its affiliates/representatives/agents to contact the aforesaid sources for information pertaining to me at any time, to use information from this application and information obtained from aforesaid sources for operational, administrative and marketing purposes and to service the card account(s) and to share such information with each other. I declare and undertake that the card(s) issued to me, if used overseas shall be used strictly in accordance with the extant Exchange Control Regulations issued by the Reserve Bank of India (RBI).
  3. In the event that I exceed my entitlements as per the Exchange Control Guidelines of the RBI, I undertake to bring the same immediately to the notice of AEBC, in writing. Obtaining any approval from RBI for excess foreign exchange spending shall be my responsibility.
  4. I understand that the basic cardmember will be liable for all charges incurred on the basic card, any additional card and any supplementary card. The Supplementary Cardmember accepts joint and several responsibility for all charges incurred on the supplementary card issued to him/her.
  5. I agree to be bound by the cardmember terms and conditions of use which will accompany the card. I confirm that American Express® has shared the Most Important Terms and Conditions (MITC) for the American Express® Gold Card with me in compliance of the RBI master circular on credit card operations of banks and I have read understood and accept the MITC and agree to sign this undertaking.
  6. I understand that AEBC may decline this application at its absolute and sole discretion. We would like to assure you that American Express® strongly respects and honours customer privacy. If you wish to view the American Express® Privacy policy please log on to https://www.americanexpress.com/in/content/privacy-statement.html I accept that the additional factor of authentication is mandated by RBI vide letter DPSS.PDCONO223/02.14.003/2011-12 dates August 4, 2011 and use such cards for travel and related CNP Transactions without such additional factor of authentication carries security risk and such cards are vulnerable to frauds.
  7. I understand that in the event of changes in correspondence address due to relocation or any other reason, I will intimate my new address to the bank within two weeks of such a change. I understand that in the event of change in the address mentioned as per proof of address, I will submit fresh proof of address to the bank within a period of three months of such a change.
  8. I Authorize American Express® Banking Corp. to use the information/details provided earlier for the purpose of processing my card application. I Confirm that the information/details provided earlier are true and correct as of date. This Application form is intended only for card members who were in receipt of the original solicitation email.
  9. I provide my consent to be contacted on the email and mobile number shared by me, even if I am registered with the National Customer Preference Register (NCPR) and opted out of receiving all promotional calls and messages. I understand that my personal and sensitive information shall be used and shared by AEBC in accordance with its Privacy Policy as updated on the website. For details of Privacy Principles please log on to https://www.americanexpress.com/india/pdfs/privacy_statement.pdf
  10. I understand and agree that the first payment made on my Amex card will be made via a Know Your Customer (KYC)-complied account as maintained by me with another Scheduled Commercial Bank in India. I also understand that in the event I make the first payment via cash towards my Amex Card, my card account will be permanently cancelled without any further notice and will not be eligible for reinstatement.
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